Life Insurance Buyer's Guide
Become a member is mean you purchase a life insurance from Foresters.
A good life insurance agent will be able and willing to help you with each of these shopping steps.
Your first step is to decide how much you need, how much you can afford to pay and the kind of policy you want. The kind of life insurance you purchase is dependent on the need you are trying to satisfy.
Make sure with your life insurance agent.
Insurance Agent delivery Insurance Company's financial strength introduction and benefits of membership. A.M. Best rating evaluation to Foresters Financial in 2023 and DBRS Morningstar rating report (2023) of The Independent Order of Foresters.
Fiscal Year 2023 of The Independent Order of Foresters Financial Highlights
The Independent Order of Foresters Year ended December 31, 2023
Total Premiums
This amount is the total gross life insurance and annuity premiums paid or owing to Foresters Financial during the year from certificate and contract holders. There is no directly comparable IFRS measure.
$1.5 billion
Certificates and Contracts in Force
This is the total number of certificates and contracts that are active or “in force” at Foresters Financial and its subsidiaries.
2.6 million
Total Comprehensive Income
Total comprehensive income is a measure of the profitability of the organization primarily from insurance earnings, net investment returns and impacts from capital markets including foreign currency exchange movements.
$154.1 million
Please download Fiscal Year 2023 of The Independent Order of Foresters Financial Highlights:
Foresters Financial once again demonstrates its financial resilience maintaining its solid “A” A.M. Best and “A” DBRS financial strength ratings on October 10, 2025.
Please download A.M. Best financial rating of The Independent Order of Foresters in Fiscal Year 2025:
Foresters Member's Benefits
LawAssure, Foresters Go App, Foresters Member Discounts, Competitive Scholarships, Foresters Care Grant, Community Volunteer Grant, Foresters Renew, Lifelong Learning, Orphan Scholarships and Orphan Benefit, Diabetes Member Benefit, Terminal Illness Loan and Community Grants.
The Competitive Scholarship
This program is administered by International Scholarship and Tuition Services, Inc. (ISTS) For specific questions concerning your application, contact at 1 866-258-0626, Monday through Friday, 7:00 AM to 7:00 PM U.S. Central Time.
Disclaimer
Foresters is the trade name and a trademark of The Independent Order of Foresters (“Foresters”). The information contained in this presentation is for information purposes only.
All information is intended to be general in nature. All Foresters fraternal requirements need to be considered including the requirement that proceeds must benefit the Foresters member or the member's dependent.
Foresters products and riders may not be available or approved in all states and are subject to eligibility requirements, underwriting approval, limitations, contract terms and conditions and state variations. Refer to the applicable Foresters contract for your state for these terms and conditions. Underwritten by The Independent Order of Foresters.
The Independent Order of Foresters (“Foresters”) A Fraternal Benefit Society.
789 Don Mills Road, Toronto, ON, Canada M3C 1T9
U.S. Mailing Address: P.O. Box 179 Buffalo, NY 14201-0179
F. 877 329 4631
T. 800 828 1540